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If you are attempting to enroll in this offer with a Joint Account, the primary account holder may have to fulfill at the tiers noted before the secondary account holder can enroll in this offer. If you experience any issues when attempting to enroll with a Joint Account, please contact us at and we will be able to assist you with your enrollment.

Excludes non-U. You must be the original recipient of this offer to enroll. Customers may only be enrolled in one offer at a time. Cannot be combined with any other offers. Consolidation is not right for everyone, so you should carefully consider your options. Before deciding whether to retain assets in a retirement plan account through a former employer, roll them over to a qualified retirement plan account through a new employer if one is available and rollovers are permitted , or roll them over to an IRA, an investor should consider all his or her options and the various factors including, but not limited to, the differences in investment options, fees and expenses, services, the exceptions to the early withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, the tax treatment of employer stock if held in the qualified retirement plan account , and the availability of plan loans i.

This offer neither is, nor should be construed as a recommendation or solicitation to buy, sell, or hold any security, financial product or instrument or to open a particular account or engage in any specific investment strategy. In addition to the per contract, per side commission, futures customers may be assessed additional fees, including applicable futures exchange and National Futures Association fees, as well as brokerage charges for execution of non-electronically traded futures and futures options contracts.

The Annual Advisory Fee is 0. You will start to pay the program's annual advisory fee immediately following the initial three-month waiver period. The advisory fee waiver does not apply to any other fees and expenses which you may incur in connection with a Core Portfolios account, including, but not limited to, the underlying fees and expenses of any exchanged traded fund or money market fund held in the account.

Excludes non-US residents and any jurisdiction where this offer is not valid. All are separate but affiliated subsidiaries of Morgan Stanley. System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors. Underpinning all that we do are five core values. Core Values Everything we do at Morgan Stanley is guided by our five core values: Do the right thing, put clients first, lead with exceptional ideas, commit to diversity and inclusion, and give back.

Leadership Morgan Stanley leadership is dedicated to conducting first-class business in a first-class way. Our board of directors and senior executives hold the belief that capital can and should benefit all of society. History From our origins as a small Wall Street partnership to becoming a global firm of more than 60, employees today, Morgan Stanley has been committed to clients and communities for 85 years.

Locations The global presence that Morgan Stanley maintains is key to our clients' success, giving us keen insight across regions and markets, and allowing us to make a difference around the world. Diversity Morgan Stanley is differentiated by the caliber of our diverse team.

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Those cookies are set by us and called first-party cookies. Doing this is a great way to build customer loyalty and trust. With this kind of relationship, your customers will recommend your services to their beloved friends. It Enhances Security Crime can happen anytime and anywhere, in small towns or even big cities. And a period of prolonged power failure is the main cause of insecurity and crime cases, such as looting.

You can best prevent these crimes by investing in a backup power system to ensure your computers, automatic doors, and security systems operate during a power outage. This is why you must never fail to invest in a backup power system as part of your emergency plan. In most cases, data centers usually feel the pinch of the power outage. Such an incidence will affect the normal functioning of your business.

Therefore, investing in a backup power system will help protect the data because it assists you in dialing the save button before things get out of hand. If yes, a power shortage can cost you your entire inventory. A single power shortage can make you lose your inventory a thousand dollars due to contamination, spoilage, and damage.

To avoid risking your inventory, prioritize a backup generator system. In most cases, a power outage usually causes instant damage to electrical equipment, such as computers. And when the main power comes back, the backup power system will automatically shut down. If your homestead experiences a critical hurricane, you can go for weeks without electricity and might not feel the need to stay at your home.